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Consumer Reports explains how to find the cheapest mortgage. Even though mortgage rates are falling, there’s still steps you can take to get the best rate.

The Best Home Loans VA loans are a type of mortgage loan backed by the United States Department of Veterans Affairs, or the VA. Through the VA program, loans are issued via private banks and other lenders and guaranteed by the VA. This helps military service members and their families buy a home with no down payment and easier qualification requirements.Largest Mortgage Lenders In Us First Time Homebuyer Loans As a first-time homebuyer, you’re undoubtedly anxious and excited about moving into your new home, but take the time to step back, do the research and learn the differences between the various types of mortgages so you’ll know which one is best for you.