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Have you served in the Army, Navy, Air Force or Marines? Maine Mortgage Services can help
you obtain a Veterans Administration (VA) Loan. If you qualify for a VA Loan on your home,
you will have lower interest rates and easier terms than many traditional mortgages. Give
Ron a call today for more information!
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Fixed Rate Mortgages and Adjustable Rate Mortgages give you the ability to choose
between consistant monthly payments or potentially lower interest rates.
The traditional Fixed Rate Mortgage offers the security and stability of a monthly
principal and interest payment that never increases. This makes it very easy to
plan your payments and your family budget. Maine Mortgage Services also offers
low down payment options (may require Private Mortgage Insurance).
Adjustable Rate Mortgages generally offer lower starting interest rates and lower
initial payments than fixed rate mortgages. This may be your best mortgage option
if you plan to relocate, trade up to another house or expect interest rates to fall.
An adjustable rate mortgage lets you take advantage of lower rates in the
market as they occur. Although the rate and payments can increase, adjustment
caps limit the amount your rate can change at any one time, and lifetime caps
limit rate changes during the life of your loan.
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With the Maine Mortgage Services Pre-Approval Progam, you can receive a 90-day
credit commitment for all types of mortgage loans (subject to property
approval). This gives you the confidence of knowing how much you can afford
before you begin looking, helps you narrow your search and strengthens your offer
to purchase a home.
Once you find a home, we'll finish processing your application and close
when you need to.
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Maine Mortgage Services offers a wide range of other services including
mortgage refinancing.
Declining interest rates often create an excellent opportunity to restructure
the terms of your loan and reduce your monthly payment. We can explain your
refinancing options and will help you every step of the way.
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